Taxes aren’t something you really worry about when you’re dependent on your parents/guardians/overlords. If you have a job, you get your little tax form at the end of the year, you hand that over to whoever takes care of the family business, and hopefully, you get some money back. Then a few moons pass, and suddenly, you’re an independent. You are now responsible for getting your taxes taken care of.
Going into college, I didn’t understand anything about loans. I had never had one. I had never experienced debt. The entire concept made little sense to me. And yet, one of my very first actions upon arriving to college as a freshman was going to the Financial Aid Office and signing my name on loan […]
Figuring out how to pay off your debt isn’t just disheartening. It’s kind of a pain. You have to gather all the data, run calculations, and even then, you’re left with one-dimensional numbers. Now, one of the smartest things I did in the past year was to finally write out all of my financial information. […]
Saving your money is smart, but it’s not fun. It’s not sexy. And generally, it’s not easy. Between taxes and bills, so much of your income is already taken away. The last thing you feel like doing is cutting another chunk out and hiding it away in some account that you’re not supposed to touch. It’s […]
It’s surprisingly easy to live with debt. If you have a steady job and a manageable monthly payment, you start to forget it’s even there. Like so many of my peers, I graduated college with a nice chunk of debt. Above the national average of $37,000 (though still less than many other people I knew). […]